CAR ACCIDENTS
A Guide
IN MICHIGAN
Cars are a huge part of Detroit’s history. Unfortunately, that does not prevent local motorists from getting into accidents.
A motor vehicle accident occurs in Michigan about every two minutes.
Depending on the seriousness of a car accident, injuries and property damage can be catastrophic.
These crashes account for almost 20 percent of all accidental deaths in Michigan.
Of all crashes statewide happen in Wayne County
Every year, there are approximately
300,000
Detroit crashes
Car accidents in Detroit
These accidents result in roughly
55,000
INJURIES
900
FATALITIES
AND
Car accidents in Detroit
What should I do if I have been in a car accident?
?
Never leave the scene of an accident, no matter how minor. Before checking for property damage, make sure everyone involved is physically safe.
AFTER AN ACCIDENT
1
2
Call 911 and report the accident. Collect contact and insurance information from the driver and contact information from witnesses.
AFTER AN ACCIDENT
3
4
Document the scene with photos and notes. Seek medical attention. Some injuries are not immediately apparent but may still require treatment.
AFTER AN ACCIDENT
5
6
Talk to an attorney. Insurance companies often deny claims. An attorney can help you secure all benefits to which you are entitled.
After an Accident
What is Michigan's no-fault insurance law?
?
No-fault insurance is required by law in Michigan. This policy will pay for items like medical expenses and wage loss due to injury.
Michigan's No-Fault Law
A basic, required no-fault policy has 3 parts:
Personal Injury Protection (PIP)
NO-FAULT INSURANCE
Property Protection (PPI)
Residual Liability Insurance
PERSONAL INJURY PROTECTION
PIP pays all reasonably necessary medical expenses.
PROPERTY PROTECTION
PPI pays up to $1 million for damage to others’ property caused by your vehicle.
RESIDUAL LIABILITY INSURANCE
Residual liability insurance pays your defense costs and any damages for which you are found liable.
Your no-fault policy covers all family members living in the same house.
CONTACT AN ATTORNEY
At Sommers Schwartz, we proudly represent car accident victims and their families.
Over the past 40 years, our injury lawyers have made a difference in the lives of countless clients.